Signature Loan
Signature Loan
This type of loan is unsecured, otherwise known as a signature loan. Signature loans can be used to consolidate your finances, pay for a dream vacation, or a resource for an unexpected emergency. No matter the situation, we can help you achieve your goal with a personal loan that's right for you.
- No minimum amount
- Maximum amount = $10,000
- Maximum term = 60 months
Home Equity Line of Credit
Home Equity Line of Credit
Your home's equity can do more--let's put it to work.
From tackling home improvements to preparing for life's unexpected moments, our HELOC provides flexible, affordable access to cash with a variable rate, no annual fee, and interest-only payments during the 10-year draw period. Whether you're adding a new porch, making long-overdue repairs, or simply wanting a dependable financial safety net, your home's equity becomes a powerful tool you can tap into--right when you need it.
Top Benefits You'll Love
Borrower what you need, when you need it--perfect for home upgrades, debt consolidation, or emergency funds.
Enjoy interest-only payments during the 10-year draw period to maintain control of your budget.
More money stays in your pocket with no annual fee and competitive pricing.
Members with Relationship Perks qualify for a reduced documentation fee--just $99.
Optional Debt Protection provides peace of mind when life takes unexpected turns.
From tackling home improvements to preparing for life's unexpected moments, our HELOC provides flexible, affordable access to cash with a variable rate, no annual fee, and interest-only payments during the 10-year draw period. Whether you're adding a new porch, making long-overdue repairs, or simply wanting a dependable financial safety net, your home's equity becomes a powerful tool you can tap into--right when you need it.
Top Benefits You'll Love
Borrower what you need, when you need it--perfect for home upgrades, debt consolidation, or emergency funds.
Enjoy interest-only payments during the 10-year draw period to maintain control of your budget.
More money stays in your pocket with no annual fee and competitive pricing.
Members with Relationship Perks qualify for a reduced documentation fee--just $99.
Optional Debt Protection provides peace of mind when life takes unexpected turns.
Home Equity Loans
Home Equity Loans
Get It Done Home Loan
Unlock the power of your home's equity with our Get It Done Home Loan-designed for speed, simplicity, and savings. Choose from flexible short-term options of 13, 10, or 7 years to match your financial goals. This first-lien, no escrow solution offers lower closing costs and a faster turnaround compared to traditional mortgages, so you can get the funds you need-without the wait.
Fixed-Rate Second Mortgage
A Fixed Second Mortgage gives you a smart, flexible way to borrow against your home's equity. Enjoy the stability of a fixed interest rate with repayment terms of up to 20 years- and no prepayment penalties, so you're free to pay it off early. Whether you're planning home improvements, consolidating bills, covering tuition, or funding a well-deserved vacation, this loan puts your equity to work. Available on owner-occupied homes, qualification is based on property appraisal and credit approval.
Unlock the power of your home's equity with our Get It Done Home Loan-designed for speed, simplicity, and savings. Choose from flexible short-term options of 13, 10, or 7 years to match your financial goals. This first-lien, no escrow solution offers lower closing costs and a faster turnaround compared to traditional mortgages, so you can get the funds you need-without the wait.
Fixed-Rate Second Mortgage
A Fixed Second Mortgage gives you a smart, flexible way to borrow against your home's equity. Enjoy the stability of a fixed interest rate with repayment terms of up to 20 years- and no prepayment penalties, so you're free to pay it off early. Whether you're planning home improvements, consolidating bills, covering tuition, or funding a well-deserved vacation, this loan puts your equity to work. Available on owner-occupied homes, qualification is based on property appraisal and credit approval.
Unsecured Home Improvement
Unsecured Home Improvement
Are you thinking of fixing up your home? Whether you are interested in anything from building a new pool to remodeling the kitchen, you can apply for an unsecured home improvement loan to help you along the way.
- Maximum Loan Amount = $25,000.00
- Purpose of funds is for home improvement only
- Property must be the primary residence
- All borrowers on the loan must have ownership interest and occupy property
Autos
Autos
Cars, trucks, SUVs, and motorcycles. We offer low rate financing for new or used vehicles. Or if you are looking to refinance, move your existing vehicle loan to MidWest America FCU to lower your payment and save on interest!
- Quick loan decisions
- Low, affordable interest rates
- Local, friendly service
Powersports
Powersports
We offer low rate financing for new or used powersports. This includes non-street motorcycles, ATVs, UTVs, PWCs, snowmobiles, scooters, or associated trailers/haulers. Or if you are looking to refinance, move your existing powersport loan to MidWest America FCU to lower your payment and save on interest!
- Quick loan decisions
- Low, affordable interest rates
- Local, friendly service
Recreational Vehicles
Recreational Vehicles
Find the perfect financing for new or used recreational vehicles that fits your budget. This includes RVs, boats, or campers. Or if you are looking to refinance, move your existing recreational vehicle loan to MidWest America FCU to lower your payment and save on interest!
- Quick loan decisions
- Low, affordable interest rates
- Local, friendly service
